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You live on your phone, so should your money.
You live on your phone,
so should your money.
We are Paydoh, a zero balance digital savings account built for the generation that grew up online, doesn’t fancy paperwork, and believes spending money should feel as good as saving it.
Download the App
Download the App
You live on your phone,
so should your money.
We’re Paydoh, a zero balance digital savings account built for the generation that has grown up online, doesn’t fancy paperwork, and believes spending money should feel as good as saving it.
Download the App
No confusing rules. No hidden surprises!
Just easy, clear, everyday banking.
So you can focus on living, not worrying.
Learn more
Features
Your Money,
Your Way.
We are more than a digital banking account, we are your financial sidekick. Whether you are just starting to manage money or already budgeting like a pro, Paydoh gives you the tools to track, split, shop, and save smarter.
Zero Balance, Zero Pressure.
Open your account with no minimum balance requirement. Because “minimum balance” is "maximum stress".
Budgeting that pays you back.
Set your monthly limits, choose spend categories, & let Paydoh automatically track every expense. Stay on budget & earn rewards because adulting deserves perks.
Split bills, save friendships
Fair, fast and friendly bill splitting with in-app settlements and auto reminders so no one can "forget". Goodbye awkward follow-ups.
Cashback you can actually use.
Get flat 2% cashback on 85+ brands like Flipkart, Myntra and more. No confusing codes. No scratching games.
Pay with in-built UPI App
From your favorite food joint to favourite shopping app, Paydoh’s UPI is fast, secure, and accepted everywhere. Because cash is history.
Banking from your Couch
Open your full KYC Paydoh account in minutes. No follow up, paper work or branch visits. Just tap, verify and you are all set.
Banking from your Couch
Open your full KYC Paydoh account in minutes. No follow up paper work or branch visits. Just tap, verify and you are all set.
Benefits
Why choose us?
Managing money shouldn't be a full-time job. At Paydoh, we make finance feel less like a chore and more like a power-up. Here’s what makes us different.
Track Smarter, Spend better.
Real-time expense tracking and budget nudges that keep your money game tight.
Split Bills, Not Friendships.
Equal split or custom split options at your fingertips.
Earn for adulting right
rewards
rewards
rewards
rewards
Stay under budget and collect Paydoh Coins like a pro.
Make your money move.
From smart spends to cashback, you’re in control.
Loved by Gen Z
Because boring banking is cancelled
Open an account in minutes.
Resources & insights
Scroll-worthy
money moves
Gen Z and Money
Jan 12, 2026
Is Gen Z Bad With Money, Or Just Misunderstood?
Budgeting
July 25, 2024
How to Stay Within Budget Without Feeling Restricted
Founders Corner
Jan 25, 2026
What Building a Gen Z Money App Taught Me About Simplicity
Finance Explained
Jan 3, 2026
Debit vs Credit vs BNPL.
What’s Actually Safer?
Money Matters
Jan 9, 2026
Why the Rupee Is Falling (And What That Actually Means for You)
FAQ
Frequently asked questions
Here are the top questions users ask before getting started.
Is Paydoh a bank?
Is there any minimum age for a paydoh account?
Is my money safe with Paydoh?
Where can I earn cashback or rewards?
Can I use Paydoh internationally?
Resources & insights
Scroll-worthy
money moves
Gen Z and Money
Jan 12, 2026
Is Gen Z Bad With Money, Or Just Misunderstood?
Budgeting
July 25, 2024
How to Stay Within Budget Without Feeling Restricted
Founders Corner
Jan 25, 2026
What Building a Gen Z Money App Taught Me About Simplicity
Finance Explained
Jan 3, 2026
Debit vs Credit vs BNPL.
What’s Actually Safer?
Your Money Called. It wants Paydoh!
Say goodbye to money chaos. With Paydoh, you track, split, spend, and save! All without switching apps or stressing out.
Download Paydoh Now
Your Money Called. It wants Paydoh!
Say goodbye to money chaos. With Paydoh, you track, split, spend, and save! All without switching apps or stressing out.
Download Paydoh Now
Yes, we do all that.
and you don’t need five apps anymore..
Yes, we do all that.
and you don’t need five apps anymore..
Powered by
Certified by
Secured by
Deposits up to ₹5 lakh protected via RBI-backed agency
Powered by
Certified by
Secured by
RBI backed DICGC for deposits upto Rs 5 Lacs.
No confusing rules. No hidden surprises!
No confusing rules. No hidden surprises!
Just easy, clear, everyday banking.
Just easy, clear, everyday banking.
So you can focus on living, not worrying.
So you can focus on living, not worrying.
Learn more
Learn more
Services
Your Money,
Your Way.
We’re more than a digital banking account, we’re your financial sidekick.
Whether you're just starting to manage money or already budgeting like a pro, Paydoh gives you the tools to track, split, shop, and save smarter.
Features
Your Money,
Your Way.
We are more than a digital bank account, we are your financial sidekick. Whether you are just starting to manage money or already budgeting like a pro, Paydoh gives you the tools to track, split, shop, and save smarter.
Zero Balance, Zero Pressure.
Open your Paydoh account with no minimum balance requirement. Because “minimum balance” is "maximum stress".
Budgeting that pays you back.
Set your monthly limits, choose spend categories, and let Paydoh automatically track every expense. Stay on budget and earn rewards because adulting deserves perks.
Split bills, save friendships
Fair, fast and friendly bill splitting with in-app settlements and auto reminders so no one can "forget". Goodbye awkward follow-ups.
Cashback you can actually use.
Get flat 2% cashback on 85+ brands like Flipkart, Myntra and more. No confusing codes. No scratching games.
Pay with in-built UPI App
From your favorite food joint to favourite shopping app, Paydoh’s built in UPI is fast, secure, and accepted everywhere. Because cash is history.
Banking from your Couch
Open your full KYC Paydoh account in minutes. No follow up paper work or branch visits. Just tap, verify and you are all set.
Banking from your Couch
Open your full KYC Paydoh account in minutes. No follow up paper work or branch visits. Just tap, verify and you are all set.
Benefits
Why choose us?
Managing money shouldn't be a full-time job. At Paydoh, we make finance feel less like a chore and more like a power-up. Here’s what makes us different.
Track Smarter, Spend better.
Track Smarter, Spend better.
Real-time expense tracking and budget nudges that
keep your money game tight.
Real-time expense tracking and budget nudges that keep your money game tight.
Split Bills,
Not Friendships.
Split Bills,
Not Friendships.
Equal split or custom split options at your fingertips.
Earn
for adulting right
rewards
rewards
Earn
rewards
for adulting right
rewards
rewards
Cashback when you shop, rewards when you save.
We make both sides of money fun.
Cashback when you shop, rewards when you save. We make both sides of money fun.
Make your money move.
Make your money move.
Tap, swipe, scan, or send. Pay the way you want, we got your back.
Tap, swipe, scan, or send. Pay the way you want, we got your back.
Loved by Gen Z
Loved by Gen Z
Because boring banking is cancelled
Because boring banking is cancelled
Open an account in minutes.
Open an account in minutes.
Resources & insights
Scroll-worthy
money moves
FAQ
Frequently asked questions
Here are the top questions users ask before getting started.
Is Paydoh a bank?
Is there any minimum age for a paydoh account?
Is my money safe with Paydoh?
Where can I earn cashback or rewards?
Can I use Paydoh internationally?
Your Money Called. It wants Paydoh!
Say goodbye to money chaos. With Paydoh, you track, split, spend, and save! All without switching apps or stressing out.
Download Paydoh Now
Your Money Called. It wants Paydoh!
Say goodbye to money chaos. With Paydoh, you track, split, spend, and save! All without switching apps or stressing out.
Download Paydoh Now
